Please see your state product guide for more information.
Agreed Value
Antiques and Classics are written with an agreed value endorsement.
Antique Auto
Vehicles rated as Antique include:
Vehicles at least 25 years old without mechanical or cosmetic alterations or
modifications
Vehicles restored to their original design and at least 25 years old may be
rated as Antique
Vehicles rated as Antique are for limited use only; the
insured must have another vehicle for regular use.
Classic Restricted
Use
Vehicles rated as Classic Restricted Use include:
Limited production vehicles 0 to 9 years old and greater than $50,000
Vehicles at least 10 to 24 years old and not altered or modified from the
original production model
Vehicles at least 10 years old that have been altered or modified from the
original production model
Reproductions (replicas) of a vehicle no longer in production
Vehicles under restoration and at least 50% completed
Vehicles rated
as Classic Restricted Use are for limited use only; the insured must have
another vehicle for regular use.
Classic Regular Use Classic
Regular Use vehicles are between 10 to 24 years old and are either stock or
slightly modified. These vehicles may be driven daily.
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