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Please see your state product guide for more information.

Agreed Value
Antiques and Classics are written with an agreed value endorsement.

Antique Auto
Vehicles rated as Antique include:

  • Vehicles at least 25 years old without mechanical or cosmetic alterations or modifications
  • Vehicles restored to their original design and at least 25 years old may be rated as Antique

    Vehicles rated as Antique are for limited use only; the insured must have another vehicle for regular use.

    Classic Restricted Use
    Vehicles rated as Classic Restricted Use include:

  • Limited production vehicles 0 to 9 years old and greater than $50,000
  • Vehicles at least 10 to 24 years old and not altered or modified from the original production model
  • Vehicles at least 10 years old that have been altered or modified from the original production model
  • Reproductions (replicas) of a vehicle no longer in production
  • Vehicles under restoration and at least 50% completed

    Vehicles rated as Classic Restricted Use are for limited use only; the insured must have another vehicle for regular use.

    Classic Regular Use
    Classic Regular Use vehicles are between 10 to 24 years old and are either stock or slightly modified. These vehicles may be driven daily.
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